Bundled insurance combines two or more policies, such as home and contents insurance with car insurance, under the same insurer. It may simplify renewals and claims, and some insurers offer a discount, but the overall price and cover still need comparing with separate policies. Check each policy’s exclusions, excess, coverage limits and any conditions, rather than choosing a bundle based only on convenience. Ask the insurer for a detailed quote and review the product disclosure statement before deciding whether it suits your circumstances.