When comparing landlord insurance on the Central Coast, check whether the policy covers building damage, loss of rent, tenant-related damage, legal liability and contents such as appliances or furniture. Coastal properties may need particular attention to storm, flood, rainwater and escape-of-liquid cover, as these risks and exclusions vary between policies. If the property is in a strata scheme, confirm what the body corporate policy covers and where your responsibility begins. Read the Product Disclosure Statement, disclose the property’s location and tenancy details accurately, and ask insurers for quotes based on your circumstances.