When comparing landlord insurance in Wollongong, check whether the policy covers rental property damage, loss of rent, tenant-related damage, legal liability and events such as storms, flooding or bushfire. Coastal weather and the property's location can affect available cover, exclusions and premiums, so read the Product Disclosure Statement carefully. If the property is in a strata scheme, confirm what the owners corporation's insurance covers and where your responsibility begins. Insurers decide eligibility, cover and premiums based on the property and your circumstances, so compare quotes directly and consider advice from a licensed insurance professional.