The Low Income Health Care Card may help eligible people with low income access cheaper prescription medicines and some state or territory concessions. Services Australia assesses your income over the relevant period, along with residence and other requirements, so eligibility can depend on your circumstances. You can check the current income limits and apply through your myGov account linked to Centrelink. Rules and thresholds can change, so confirm the 2026 details on servicesaustralia.gov.au before applying.