The Low Income Health Care Card is for people who meet Services Australia’s income test, which considers your income over a set period and can change over time. If approved, it may reduce the cost of PBS medicines and can help with some health-care and state or territory concessions, although doctors and providers decide whether to offer discounts such as bulk billing. You generally need to apply through myGov linked to Centrelink, and Services Australia makes the final decision based on your circumstances. Check the latest eligibility rules at servicesaustralia.gov.au.