Start by comparing electricity, internet, mobile and insurance plans, using Energy Made Easy for eligible energy offers and checking each provider’s terms. Reduce household costs by reviewing air-conditioner use, sealing draughts, choosing efficient appliances and checking whether you qualify for Western Australian concessions through wa.gov.au. For transport, compare the cost of Transperth fares, cycling, car-pooling and occasional driving before renewing a vehicle or insurance policy. A simple weekly budget, meal plan and review of subscriptions can also reveal regular savings, while larger changes should be checked with the relevant provider.