Start by checking whether you qualify for energy concessions or other support through Services Australia, and compare electricity plans using your actual usage rather than headline discounts. Wollongong households can also reduce transport costs by combining buses and trains, walking or cycling for short trips, and checking local council or community programs for free activities. Planning meals around supermarket specials, buying seasonal produce and using local libraries for books, internet or entertainment can help trim everyday spending. Eligibility and savings vary, so check official government, council and provider websites for current details.